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The Apni Chhat Apna Ghar Program, launched by CM Maryam Nawaz Sharif, is transforming the housing landscape in Pakistan, particularly in Punjab. This Apni Chhat Housing initiative offers a golden opportunity for low-income families to own their homes through government-supported schemes. With an easy Apni Chhat Apna Ghar Program online registration process, the program is designed to make affordable 100,000 housing accessible to everyone.
In this comprehensive guide, we’ll walk you through everything you need to know about the Apni Chhat Apna Ghar Program from its benefits to the online apply process, eligibility criteria, and much more.
What is the Apni Chhat Apna Ghar Program?
The Apni Chhat Apna Ghar Program is a flagship housing initiative under the Punjab Government, driven by the vision of Maryam Nawaz Sharif. The program aims to provide affordable housing options across Punjab and other parts of Pakistan.
Apni Chhat Apna Ghar Maryam Nawaz sharif Program Details
The Apni Chhat Apna Ghar Program by Maryam Nawaz Sharif aims to provide affordable housing across Punjab. The scheme will build over 3,000 homes per district in major cities and 5,000 homes in Lahore near Raiwind Road.
Apartments cost Rs. 1.5 million, but with a 60% government subsidy, families pay just 40%. The remaining amount is payable in monthly installments of Rs. 26,000 over five years. Saif Anwar said that in the first phase, 70,000 families will be provided with interest-free loans for building houses.
In the first phase, 70,000 families will get interest-free loans for construction. The program helps families with land but lacking resources to build a home.
DG Housing and Town Planning Agency Saif Anwar official Saif Anwar announced that 70,000 families will receive interest-free loans to build homes in the first phase. The program helps low-income families achieve homeownership.
How to Apply for Apni Chhat Apna Ghar Program Online
Applying for the Apni Chhat Apna Ghar Program is simple and can be done online. Follow these steps to complete your application:
- Visit the Official Portal: Go to acag.punjab.gov.pk to start your online registration. For information, call 0800-09100.
- Create an Account: Register by entering your details, including:
- Full Name
- CNIC Number
- CNIC Number of Father or Husband
- Gender
- Email Address
- Mobile Number (include network provider if ported)
- Division, District, City
- Create and confirm your password
- Submit Required Documents: Upload proof of identity and income to complete your registration.
- Fill Out the Certificate Form: After registration, certify each category for eligibility using the Apni Chhat Apna Ghar Certificate form.
- Complete the Application Form: For those with plots seeking a construction loan, enter your general information, attach necessary documents, and submit any additional remarks before finalizing your application.
Under Maryam Nawaz’s leadership, we are not only benefiting from the Free House Loans scheme but also from other initiatives like the Punjab Himmat Card for special persons. These projects are designed to alleviate financial burdens on lower and middle-class families and offer sustainable solutions to high electricity costs.
Apni Chhat Apna Ghar Helpline Contact Information
If you need assistance or have any questions about the registration process for the Apni Chhat Apna Ghar Program, or if you need more information, please contact the official support team:
- Contact Number (رابطہ نمبر): 042-99213419, 042-99213428
- Email (ای میل): info@phata.punjab.gov.pk
Feel free to call the provided numbers during working hours or send an email to get help with any issues or queries you may have.
Benefits of the Apni Chhat Apna Ghar Program
The Apni Chhat Apna Ghar Program offers numerous benefits for eligible applicants:
- Affordable Housing: The program provides homes at a lower cost, specifically designed for low-income families.
- Subsidized Loans: Through subsidized housing loans, the program makes it easier for families to afford their homes.
- Government-Backed Security: As a government-backed initiative, this program offers transparency and reliability, ensuring that families receive the support they need.
Eligibility Criteria for Apni Chhat Apna Ghar Program
To apply for the Apni Chhat Apna Ghar Program, ensure you meet the following criteria:
- Income: Must be within the low-income bracket set by the program.
- Citizenship: Only Pakistani citizens can apply.
- Homeownership: Designed for first-time homebuyers with no prior real estate ownership.
How Apni Chhat Apna Ghar Program Works
Execution Model 1: State Land Development
- Objective: Build 10,000 homes on state land through a partnership with developers.
- Responsibilities: Developers handle construction and infrastructure. PHATA oversees design standards and land use.
- Financials: Developers bear costs; the government sets prices and payment plans. PHATA approves plans and infrastructure.
Execution Model 2: Affordable Private Housing Schemes
- Objective: Develop 20,000 affordable houses in private schemes, with 20% allocated for low-income families.
- Process: Developers follow APHS Rules 2020. A streamlined approval process is in place. PHATA sets prices and sizes.
- Payments: Initial down payment into an Escrow account, with monthly installments over five years. PHATA supervises construction and costs.
Execution Model 3: Interest-Free Loans
- Objective: Provide interest-free loans for house construction.
- Eligibility: For Punjab residents with plots up to 5 Marlas in urban areas or 10 Marlas in rural areas. Apply online.
- Loan Details: Maximum PKR 1.5 million, with a 7-year tenure and easy monthly payments. Disbursement in tranches, with the government covering operational costs.
Apni Chhat Apna Ghar Program Punjab: Regional Development Focus
The Apni Chhat Apna Ghar Program isn’t just a nationwide initiative; it particularly targets Punjab. This focus on the province aims to address housing needs in underdeveloped areas. By prioritizing regional development, the program is working to close the housing gap in Punjab, one of Pakistan’s most densely populated provinces.
Conclusion
The Apni Chhat Apna Ghar Program is a groundbreaking initiative under the leadership of Maryam Nawaz Sharif, offering hope and security to thousands of families across Pakistan. With its easy online registration process, government-backed support, and focus on affordability, this program is poised to make a significant impact on the housing crisis in Pakistan.
If you’re interested in securing your own home, take the first step today by visiting the official portal and starting your Apni Chhat Apna Ghar Program online registration. This is your opportunity to benefit from one of the most comprehensive housing schemes in Pakistan.
Mrea ghar nae ha,please help me
Visit Portal: Go to acag.punjab.gov.pk to begin registration. For help, call 0800-09100.
Create an Account: Register with:
Full Name
CNIC (self and father/husband)
Gender, Email, Mobile (specify network if ported)
Location (Division, District, City)
Password (create and confirm)
Upload Documents: Submit proof of identity and income.
Certification Form: Fill the Apni Chhat Apna Ghar Certificate form to verify eligibility.
Application Form: For construction loans on owned plots, complete your details, attach documents, and submit remarks as needed.